State insurance, as a rule, is covered by the employer, so foreigners frequently do not even notice the cost of this type of insurance (the insurance rate is paid monthly, generally the cost is taken out of the monthly salary along with other deductions). The insurance rate depends on the salary, however, the average rate amounts to 3.143, - CZK.
Who can take out this type of insurance: foreigners with permanent residence, EU citizens, foreigners with an official employment contract (except a DPP type contract), Ukrainiancitizens with a temporary protection visa. Students and entrepreneurs do not have the right to take out state insurance.
Which one to choose: There are a total of 7 state insurance companies: VZP, VOZP, ČPZP OZP, ZP Škoda, ZP MV ČR, RBP. The most popular is – VZP (Všeobecná zdravotnípojišťovna). VZP has the largest doctor and hospital contracted list, with over 60% of Czech citizens choosing VZP as their health insurance.